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Highland Title + Escrow

Highland Title + Escrow

A full-service real estate settlement company

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Vanessa Baer

January 20, 2021

The Difference between Owner’s and Lender’s Title Insurance Policies

At the settlement table, purchasers often wonder why they are faced with purchasing both an owner's title insurance policy as well as a lender's policy. The difference is as follows: An owner's policy protects the policyholder from challenges to the legal rights to his or her property. The policy … [Read more...] about The Difference between Owner’s and Lender’s Title Insurance Policies

Blog

January 6, 2021

E-closings and Remote Online Notarizations: A by-product of the pandemic

The pandemic revealed something peculiar about the settlement industry: those who work in the industry are "front-line workers." Though we do not typically equate settlement agents with doctors and teachers, like these noble professions the settlement industry is one of the last industries to … [Read more...] about E-closings and Remote Online Notarizations: A by-product of the pandemic

Blog

December 20, 2020

What is a Title Commitment?

If you are a buyer in a real estate transaction, you will have the opportunity to review a document known as a title commitment prior to closing. The commitment lists the requirements, exceptions, and exclusions to issuing title insurance on the property. It is also a promise, or "commitment," to … [Read more...] about What is a Title Commitment?

Blog

November 13, 2020

Best Practices for Preventing Wire Fraud

The settlement industry is particularly vulnerable to wire fraud. Large sums of money are wired by (often times) anxious buyers and sellers, and most communication is handled via email. Wire fraud was always present in the industry, but we used to be able to detect it much more easily. Fraudsters … [Read more...] about Best Practices for Preventing Wire Fraud

Blog

October 6, 2020

Neighbor law: encroaching trees and shrubbery

If you are spending your days raking leaves that fall from your neighbor’s tree, it may be that time of year when you wonder if there are legal implications should your neighbor’s tree cause damage to your property. The answer, you may have guessed, is that it depends. The Virginia courts … [Read more...] about Neighbor law: encroaching trees and shrubbery

Blog

September 10, 2020

Preempting Caveat Emptor

Virginia is a "caveat emptor" state. Latin for "let the buyer beware," buyers must perform their own due diligence to discover any defects in the contract property. While the seller cannot intentionally conceal any defects, they are not required to represent the condition of the property (with rare … [Read more...] about Preempting Caveat Emptor

Blog

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VIRGINIA SETTLEMENT LOCATIONS

  • Arlington, VA
  • Ashburn, VA
  • Fairfax, VA
  • Fredericksburg, VA
  • Leesburg, VA
  • Locust Grove, VA
  • Manassas, VA
  • McLean, VA
  • Montclair, VA
  • Reston, VA
  • Stafford, VA

MARYLAND SETTLEMENT LOCATIONS

  • Frederick, MD
  • Gaithersburg, MD
  • Rockville, MD (coming soon)

WASHINGTON, D.C. SETTLEMENT LOCATIONS

  • Dupont Circle, D.C.

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