Highland Title + Escrow is one of the area’s leading title companies whose mission is to create a smooth settlement where clients are happy, and agents look like heroes. In executing our mission, we have placed our client’s safety and security as our highest priority. We’ve implemented safeguards to protect your information from fraud, including a secure portal for transmitting wiring instructions and verifying identities.
As a part of your transaction, your settlement agent will be responsible for carrying out the terms of the transaction between all parties in accordance with the contract. The settlement agent will also ensure that the seller is paid for the property they are selling, the buyer receives title to the property, and that the lender secures the money to lend to the borrower to purchase or refinance the property.
As we strive to exceed expectations, we have three primary roles within your transaction, including…
We review and clear title.
As soon as we receive a ratified contract, we order a title search on the property which informs us of any liens or encumbrances on title. Your settlement attorney will review the title report and work diligently to clear any title issues to ensure a smooth and timely settlement. We also issue title insurance policies at settlement to both the lender and borrower (if requested).
We hold funds in escrow.
Concurrent with reviewing titles, our processors gather all financial data related to settlement. This includes the seller’s mortgage information, taxes, homeowners’ association dues, commission information and financing fees. We prepare a settlement statement detailing the sellers’ and buyers’ credits and debits, hold any funds in an escrow account until settlement, and disburse all funds from our escrow account after settlement and recordation of the deed.
We conduct settlement.
We arrange a time for all parties to the transaction to sign documents. We prepare the settlement documents for our clients to approve and sign, and your settlement attorney will explain each document at closing, so you have a clear understanding of everything you sign. After settlement, we record the deed and mortgage with the county, and disburse funds as designated on the settlement statement.
Our industry-leading technology and team of experienced professionals allow for a custom settlement experience that affords our clients and partners flexibility and transparency. We work hard “behind the scenes” to ensure our clients a smooth settlement.