Whether buying or selling, the homebuying process can be intimidating. For some, it only takes place once or twice in a lifetime, and for others, it may be more. Regardless of the frequency, it is often the largest amount of money spent in someone’s life. Choosing to surround yourself with trusted, experienced professionals who can support and guide you through the process is key to the success of the deal.
You are looking for partners who employ best practices; you want people on your side whose reputations prove excellence, efficiency, and competence. We, the professionals at Highland Title + Escrow, are always prepared to meet you at the settlement table, but how do you get from start to finish with the best outcome possible?
As a buyer or seller, your first step should be finding a trusted agent, and a great place to start is online. You can search for trusted professionals who are knowledgeable, respected and have great reviews, as well as the ones who can assist you with a transaction in your area. Once you have found someone you would like to work with, spend some time getting to know them, and ask all of your questions. That’s what they are there for.
If you require financing, you will also want to secure a responsible, trusted lender to help you secure a mortgage. Take your time, and shop around. If you’ve already locked in a REALTOR®, ask for some advice; use their expertise for your benefit. The search often starts with a traditional bank, but you could also consider credit unions or online options. Ask about interest rates, terms, down payments, and closing costs. Compare options, and choose the one for you. You can also look at this great checklist for items you may need to secure your loan.
Now, raise your hand if you know what a title company does? Don’t worry. (Here’s a hint: It’s where Highland Title + Escrow can help.) While most people know choosing a title and settlement provider includes the part of the buying and selling process where the papers are signed, that’s about it. We are doing A LOT behind the scenes to make your closing as smooth as possible so it’s as important as all of your other choices.
When choosing your title company, we would be remiss if we didn’t ask you to choose Highland Title + Escrow, but if you would like to shop around, start with your agent®. You can always search online for a reputable settlement service, but your REALTOR® has been in the trenches and worked with title companies previously. They may have one they prefer, but the final decision is up to you. Consider the following:
- Choose an established company with a great track record and reputation
- Look for an experienced staff with expert attorneys
- Research the company, and make sure they’re using industry-leading technology which plays a big part in an efficient and effective closing process
Problems do pop up from time to time so you want a title company who can respond quickly when the need arises. Waiting until the last minute for rectification only slows the process down. Buying or selling a home is an intimidating process so be picky, and choose the title team customers and real estate professionals trust.
At our settlement closings, we want nothing more than a buyer or seller to say, “That’s it?” We want you to feel like the process was a breeze and that there were no bumps in the road. The buyers and sellers sign what they need to and are their way. It’s what we strive for every time.
So, what have we learned today? When you make decisions concerning buying and selling a home, think of yourself as a hiring agent or manager. What would you look for in a great team member? If you need to, make a list, and check it twice until you find who you need for your home buying or selling team. Please contact us when you are ready for a smooth and seamless settlement.